As trusted payroll tax specialists, we can help employers unlock significant savings while enhancing employee benefits and wellness through a simple, IRS-compliant strategy.
If you're an employer with W-2 employees, you're likely overpaying FICA and FUTA taxes and missing a compliant way to reduce costs without cutting pay or benefits.
This strategy uses IRS Section 125 and Section 213(d) to reduce payroll taxes for both employers and employees. By offering compliant preventive care benefits that legally reduce payroll tax liability, businesses lower FICA and FUTA taxes while increasing employee take-home pay and improving employee wellness. Employees receive valuable services, and employers save thousands per year in payroll tax, all while staying 100% IRS compliant.
→ $1.06 M annual savings
→ $422k annual savings
$117K in annual savings
→ $32K annual savings
Yes, these plans are built directly on IRS Code Sections 125 and 213(d) and come with full documentation, compliance, and audit protection.
At Specialty Tax Advisors, we specialize in helping businesses reduce payroll tax liabilities through compliant, IRS-approved strategies. Here’s why employers trust us:
We have deep expertise in IRS Sections 125 and 213(d), ensuring businesses comply with tax regulations while maximizing payroll tax savings.
We provide customized strategies that fit your business’s needs, helping you reduce taxes without making cuts to employee pay or benefits.
Our solutions work alongside your existing health insurance plans, meaning no disruption to your current benefits or carriers.
With years of experience, we’ve helped companies save thousands of dollars annually in payroll taxes while enhancing employee benefits and wellness.
We guide you through every step of the process—from plan setup to ongoing compliance—ensuring your business maximizes its savings year after year.
We work closely with you to ensure all your tax strategies are aligned and that you receive the best possible outcomes, both financially and in terms of employee satisfaction.
The strategy uses IRS Sections 125 and 213(d) to offer preventive care benefits that reduce FICA and FUTA taxes for both the employer and the employee, resulting in tax savings and higher employee take-home pay.
U.S. employers with 5 or more W-2 employees can qualify, especially those looking to reduce payroll tax liability without cutting benefits or laying off employees.
Employees receive preventive care services such as wellness programs, screenings, and other health-related services, all at no cost to the employee, while helping employers reduce payroll taxes.
No, there are no out-of-pocket costs for employers or employees to implement the strategy. The program works alongside existing health insurance without needing to change carriers.
Employers can save approximately $681 per employee per year in payroll taxes, and employees can see a 3-4% increase in their monthly paycheck due to reduced tax deductions.
Yes, these plans are built directly on IRS Code Sections 125 and 213(d) and come with full documentation, compliance, and audit protection.